Debt Management
At times of severe financial crisis Debt Management Plan (DMP) helps you to manage your funds and also protects you from the humiliation of debt struck conditions. The famous American author Washington Irving in ‘Wolfert’s Roost’ addressed dollar as Almighty and described it as... More...
Save Money By Shopping Wisely
Every day, from telemarketers to mail order catalogs and television commercials we get read and hear these magical words: clearance sales, zero interest payments and discount coupons. All geared to stop us from saving, and get us spending on items we really don’t need, just want. ... More...
His And Her Finances
It’s difficult to learn how to manage finances together when you’ve been managing your finances on you own, for better or worse, up until now. But when you become part of a couple, many things change, and your finances are no exception! Some couples take the traditional path of blending all... More...
The ONE Law You Should Be Breaking
There is a law all smart people break. Parkinson's law. Parkinson's law states that "work expands so as to fill the time available for its completion." It was first coined by C. Northcote Parkinson in the book Parkinson's Law: The Pursuit of Progress. A common... More...
Student moans and the quarterlife crisis
It’s that time of year again when global issues take second place in the British media, to make space for the great ‘A’ level debate. Packed with case studies of “Laura achieved nine A grades and was still rejected from her first choice”, you have to wonder how long students can maintain... More...
Five Major Ways to Save Money
There are two main roads to improving your personal finances: increasing income, and cutting costs. Increasing income is the harder road to travel. After all, you can't always get a raise or a new job when you need one. But cutting costs, that's a different story! ... More...
Bankruptcy Bill
The Senate is trying to overhaul the bankruptcy laws. Credit card companies and retailers have been pushing for reform since 1997. Hopefully, the new law will come into effect by mid-March. What have they been battling over? They rejected an amendment that would allow... More...
Consolidation Debt For Newbies
Consolidation debt to help get you out of the quagmire Will you agree with me if I tell you that, the key to financial success is to live within your means? This is an old belief that modern day income earners have completely forgotten. This is because it is now extremely easy to... More...
How to protect your life insurance policy while going through a divorce
Expert advice on protecting your assets in difficult times Life insurance, more than most things you buy, relates to the circumstances of your life. You buy life insurance to protect your family from financial loss stemming from your death. You tie the amount of your life insurance... More...
Debt and Bill Consolidation - Signs You Need To Consolidate Your Debt
If your debt is becoming difficult to get on top of, here are some questions to ask yourself to help you determine if you need some help managing or consolidating your debt. If you answer yes to any of these questions, you should probably consider applying for a debt consolidation loan or... More...
Debt Management Plans - Tips For Avoiding DMP Pitfalls
Most people are involved in some type of financial transaction or decision every day. Sometimes they can get way behind in their debts and financial obligations with no clear way to pay them off. Some resort to debt management plans, which can help if you are careful in setting up the plan.... More...
Achieve Financial Freedom using The Power of Compound Interest
Copyright 2005 William Tan "The most powerful force in the universe is compound interest" - Albert Einstein Ask almost anyone about compound interest and you will hear them say... More...
Debt Elimination 3
Planning To Achieve Debt Elimination Once you have started the process of changing your debt mindset to be against taking on consumer debt, then that is something you need to continue until it becomes the norm in your life. In some ways it is like stopping smoking; trying on will... More...
7 Compelling Reasons Why A Prepaid Debit Card May Be Just The Financial Tool You Need
Prepaid debit cards are great financial tools and may be just the financial tool you need. Here a seven compelling reasons why: 1.A prepaid debit card helps you stay out of debt because the money you spend is your own. Credit cards encourage you to spend money you don't have,... More...
Basic Bank Accounts Failing The Basic Needs Of Consumers
The lists of bank and savings accounts that are available to most people are bewildering. A quick look at a comparison site like Moneynet ( http://www.moneynet.co.uk/ ) or Moneyfacts will reveal thousands of different products. Unfortunately many of these accounts are not accessible for... More...